Rates
Effective May 17, 2012
|
| |
Minimum to Earn
APY
|
|
Interest
Rate*
|
Annual Percentage
Yield* (APY)
|
|
Interest-Bearing Checking
|
**
|
|
Interest Checking (minimum to open - $100)
HSA Checking(minimum to open - $200)
|
<$500
>$500
>$5,000
>$25,000
|
|
.05
.10
.10
.15
|
.05
.10
.10
.15
|
|
Prime Time (ages 50 and above) (minimum to open - $50)
|
<$500
>$500
>$5,000
>$25,000
|
|
.10
.10
.15
.20
|
.10
.10
.15
.20
|
|
Green Checking (minimum to open - $100)
|
>$100
|
|
.60
|
.60
|
|
Savings
|
**
|
|
Regular
(minimum to open - $200)
Goalsetter
(ages 0-18) (minimum to open - $25)
|
none
none
|
|
.15
.40
|
.15
.40
|
|
Money Markets
|
**
|
|
Money Market Plus
(minimum to open $1,000)
|
< $ 10,000
> $ 10,000
> $ 25,000
> $ 50,000
> $100,000
> $250,000
> $500,000
|
|
.20
.20
.25
.30
.35
.40
.40
|
.20
.20
.25
.30
.35
.40
.40
|
|
Certificates of Deposit
|
|
|
7-31 days
3 months
6 months
9 months
12 months
18 months
24 months
30 months
|
$ 5,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
|
***
***
***
***
***
***
***
***
|
.25
.30
.35
.40
.50
.75
.90
1.00
|
.25
.30
.35
.40
.50
.75
.90
1.00
|
|
$100,000 Certificates of Deposit
|
|
|
7-13 days
14-29 days
30-59 days
60-89 days
90-179 days
180-269 days
270-364 days
365+ days
|
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
$ 100,000
|
***
***
***
***
***
***
***
***
|
.10
.10
.10
.10
.10
.25
.25
.50
|
.10
.10
.10
.10
.10
.25
.25
.50
|
|
Individual Retirement Accounts
|
|
|
Savings Plan - 18 (variable rate)
6 month CD
12 month CD
18 month CD
24 month CD
30 month CD
|
$ 200
$ 1,000
$ 1,000
$ 1,000
$ 1,000
$ 1,000
|
***
***
***
***
***
***
|
.75
.35
.50
.75
.90
1.00
|
.75
.35
.50
.75
.90
1.00
|
|
*Interest Rate and Annual Percentage Yield (APY) subject to change.
**Fees could reduce the earnings on the account.
***Penalty for early withdrawal.
Call (402) 333-9100 or email us for current interest rate and annual percentage yield information.
Member FDIC
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