Financials


Return on Assets (ROA) is the primary profitability barometer for banks. Ours is shown below against that of our peers.

2002-11     OSB Average   1.52%
2002-11     Peer Group Average    0.74%
            
                  
Our most recent quarterly statement of condition follows:
State of Condition as of 3/31/12

Assets

    
Cash and Due from Banks   7,633,929 
Other Securities   5,135,931 
Loans   260,089,123 
Furniture, Fixtures, and Leasehold   4,985,191 
Other Assets   3,765,196 
  Total      $281,609,370 


Liabilities & Stockholder's Equity

    
Deposits   244,079,150    
Other Liabilities   11,257,145    
Capital   825,000    
Surplus   23,675,000    
Undivided Profits & Reserves    1,773,075    

Total      $281,609,370